People have rights as consumers, and when they are violated they turn to a consumer protection lawyer in Louisville, KY. A firm such as Winton & Hiestand Law Group, PLLC, has extensive experience advocating for the rights of their clients. They understand that errors in credit can ruin people’s lives and the federal Fair Credit Reporting Act is there to protect people.
Correcting the Credit Report
One way that a consumer protection lawyer in Louisville, KY helps clients is by advocating for clients who have been wronged. The FCRA ensures that the information in the credit report is accurate and up to date. In addition, nobody is allowed to access the report without a legitimate reason. If people find inaccurate or out-of-date information in the credit report, they can get help. In addition, these lawyers help people who have been denied credit because of information that is inaccurate, misleading, or unverifiable. They can help clients get relief in the form of damages, attorney’s fees, costs, and more.
Fair Debt Collection
A consumer protection lawyer in Louisville, KY can also help with debt collection activities. The Fair Debt Collection Practices Act governs the steps debt collectors are allowed to use. Debt collectors and their attorneys are not allowed to engage in abusive, unconscionable, or unfair debt collection practices, such as calling frequently or at inconvenient times, having abusive conversations, or seeking to collect charges they are not entitled to. The best lawyers help their clients protect themselves.
