Just the thought of losing a home can be devastating. No one wants to uproot their families, especially under the circumstances of a foreclosure. It’s important to seek out professional help as soon as possible to get the process of saving your home from foreclosure started. There are ways to get assistance, creating an opportunity to stay in your house while you work out the details of debt repayment.
Gather Up All of the Necessary Information
Hopefully all of the paperwork up to this point has been saved. Everything from mortgage statements to pay stubs can be beneficial. Letters from the lender and any other correspondence that you have sent is also important. Take the time to gather everything up and place it in some type of organized order. In addition, include any outstanding debts that might be making it tough to take care of the mortgage, causing you to be in Foreclosure in Cincinnati OH.
Make an Appointment with an Attorney
Many people make the mistake of thinking that they can step in and fight for their homes on their own. This is tough as there are rules, regulations, and even paperwork that can easily bog a person down and create a lot of confusion. An attorney can efficiently explain the options available to avoid Foreclosure in Cincinnati OH. From there, clients have some decisions to make and they can begin determining if they are eligible for any programs that can help.
Decide on Bankruptcy
From the moment an individual files Chapter 13 bankruptcy, everything stops, including contact being made from the bill collectors and the foreclosure of a home. This gives a family time to take a deep breath and continue to come up with a plan that will get them back on track financially. An attorney can be beneficial in helping with a Chapter 13 bankruptcy.
Are you facing the foreclosure of your home? Are you scared about your financial future and don’t have anywhere else to turn? Contact Dean Snyder Attorney At Law to learn more about your rights as a homeowner and get help deciding if Chapter 13 bankruptcy is the best option for you.
